Can you just keep cash from a car insurance payout and not fix your car?
Yes, you can keep the money and not fix the car. What you do with your money is yours. The money you get from insurance to fix the car is supposed to go to get your car fixed however if you do not fix it, and your car is damaged again in the same area, insurance will not cover it since you were supposed to use the money from the first time to fix it.
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