News & Advice

News & Advice

Category: Advice

Who is at fault if a car backs into you?

Who is at fault if a car backs into you?

The driver who backed into you. This usually occurs in parking lots, and police sometimes cannot come out to a parking lot on private property. If you hit someone in a parking lot it is he said she said. If…
Is it my fault if I reverse into someone?

Is it my fault if I reverse into someone?

The short answer is: Yes.
Will my insurance go up if someone hit my car?

Will my insurance go up if someone hit my car?

As long as the fault is with the other driver, your insurance should not go up. If it is deemed a no-fault accident, there is a chance it could go up depending on the insurance company you work with and…
Do I call my insurance if it's not my fault?

Do I call my insurance if it’s not my fault?

If the other insurance company from the other driver is paying for it, there is no need to tell your insurance company. If the other driver does not have insurance, then you would need to call your own insurance company…
What do you do after someone hits your car?

What do you do after someone hits your car?

If you are physically okay, get out and take pictures before the scene changes, then call the police at 911 and your insurance company. Leave your car where it is if it is in a safe area. If it is…
How does car insurance work when you are not at fault?

How does car insurance work when you are not at fault?

If you are not at fault, the other person's insurance will cover your repairs, and if they are uninsured they will need full coverage.
Do you pay before or after car repair?
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Do you pay before or after car repair?

Usually, you pay at the time of pickup. Some auto body shops require a deposit or maybe require paying for the parts up front and the service fee afterward.
What happens if you don't pay the body shop?
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What happens if you don’t pay the body shop?

If you don’t pay due to avoiding the bill, the body shop can sue you or hold your car until you pay, if it was in the contract you signed for the repairs. Most body shops require the bill to…
Does insurance pay body shops directly?
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Does insurance pay body shops directly?

Depending on the insurance company, some insurance companies the majority of the time the insurance company will send the check to the customer and the customer pays the body shop.  Some insurance companies will even deposit the money directly into…
Should you have full coverage on a 10 year old car?

Should you have full coverage on a 10 year old car?

Doesn’t hurt. We always recommend that you have full coverage even if it is an older car. Usually, the cost to insure a car is less expensive if it is older. You have to decide if it’s worth it to…