If you are in an accident that is deemed your fault, your insurance company will not fix the damage to your car. Only the other driver, if you have insurance for “liability only”
The average deductible is about $500. A low deductible is about $100-250 but to get those you are paying higher monthly rates in insurance (called premiums).
All states require that you hold minimum insurance coverage.
Your premiums are based on your deductible amount. I you are comfortable paying $1000 if you get in an accident and think you might have that on hand, then choose $1000 and pay less per monthly on your premium.
You are allowed to pick an auto body shop of your choice, with most insurance companies and the money you get to do the repairs is yours, so if you can find a good shop that is willing to do…
If you are not at fault, you don’t have to pay a deductible. If it is “no fault”, it means each persons insurance is responsible for themselves and their own car repairs.
The persons who is deemed at fault, is the one who will pay the deductible.
Only if you don’t mind paying for the damage if you are in an accident. If the car is old and the value of the car is so low that in case it was in an accident, you think you…
15% off for first responders, active duty military and veterans
The fender repair cost depends on whether only a single panel needs replacement or you need to replace the whole fender kits and sets. Installing a new car fender will cost you $10 for single panels and $1,3000 for panel…