Yes, your auto insurance will cover scratches cost if the scratches are caused by a covered section in your insurance policy. It depends on your deductible, you can file a claim of scratches with your insurance company.
If your repairs cost more than your deductible, your claim may remain on your insurance claims history for years and might increase the amount you pay for insurance. So many people prefer not to use their car insurance when it’s a small incident.
Example Of A Deductible
If you have a $500 deductible and your repair costs are $250 for a paint scratch, since the repair does not cost more than $500, then you will have to pay that $250 repair cost yourself.